What Happens on Settlement Day?
After weeks, sometimes even months, of property inspections, negotiations, paperwork, finance approvals, and stress, settlement day is finally here! For many Australians, this is the moment everything becomes real. The property officially changes hands, the…
How to get Pre Approved for a House Loan?
Why do you think it’s necessary to understand how to get pre approved for a house loan? It’s not even unconditional approval we’re speaking of, so why the emphasis? To understand, we have to take…
Can I Use My Super to Buy a House?
While superannuation is primarily designed to fund your retirement, there are limited circumstances where it can also assist with a property purchase. Since a super is not a regular savings account, you generally cannot withdraw…
How Much Do I Need for a House Deposit?
There is no universal answer to exactly how much you need to buy a home. The amount required can vary significantly depending on several factors, including the purchase price of the property, the state or…
Conditional Approval Vs Unconditional Approval
When applying for a home loan, especially as a first-timer, you’ll come across several unfamiliar terms, ones that are bound to leave you confused. Among them, two of the most important are conditional approval and…