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Nice Loans has been providing mortgage broking and credit assistance to home buyers, property owners & investors. Whether you’re buying your first home, refinancing, expanding your portfolio, or consolidating debt, we provide credit assistance based on your circumstances & objectives.
We believe choosing a loan suitable for you should be simple, transparent, and Most Importantly Stress Free.
Nice Loans is a Brisbane-based mortgage broker, serving clients all over Australia. Our clients love us for delivering simple, transparent and stress-free mortgage solutions. And thanks to your trust in us, we are one of the trusted and go-to mortgage brokers in Brisbane.
Our team combines years of knowledge and commitment to exceptional service.
Our experienced team of specialists will guide you through every step. From initial assessment to settlement and beyond, we aim to help you understand your options.
Obtaining your home loan is smooth, straightforward, and transparent with Nice Loans. Our focus is on making the process simple while helping you achieve the best possible outcome.

We compare loan products from a broad panel of lenders, giving you access to competitive rates and flexible loan options that suit your individual circumstances.

From initial enquiry through to settlement, we manage the entire process on your behalf. We handle the paperwork, lender communication, and application submissions, and follow up, keeping everything moving smoothly.

Your goals are always our priority. We take the time to understand your situation, provide clear recommendations, and build long-term relationships based on transparency and results.

Home loans, although complex, don’t have to be overwhelming. We handle your paperwork, document prep, bank submissions, negotiations and approvals without chaos.

Nice Loans was founded with a mission to simplify the complex world of property finance. We want to establish ourselves as the bridge between Australian families and the right financial products. We strive to provide clarity, tools, and expert guidance that families need to turn their homeownership goals into reality.
We redefine the mortgage experience through Strategic Credit Intelligence. We combine our deep technical knowledge with a client-first approach so that our client has an expert advocate along with them when navigating the complexities of the home-owning journey.
The word “Nice” is deeply important to us as it represents our belief in the harmony of Expertise, Integrity, and Results. With Nice Loans, our vision is to become one of the trusted property finance gateways for every Australian to make confident financial decisions. Our sister companies, Nice Homes and Nice Builds, were founded to provide an all-in-one solution for home buyers and investors, offering a seamless and stress-free experience from start to finish.
We appreciate the positive feedback shared by our clients



Trustindex verifies that the original source of the review is Google.
Nice Loans made both our refinance and new investment home loan simple and stress-free. Both Saru and Suman worked seamlessly as a team—professional, approachable, and always clear in their communication. They guided us with care, answered every question, and handled the process efficiently. We felt confident throughout and would gladly recommend Nice Loans to family and friends.Posted on Google![]()
R SinghTrustindex verifies that the original source of the review is Google.
Big thanks to Suman and Saru for helping us with our home loan. They’ve been easy to deal with, responsive and always happy to answer our questions. Thank you! Really appreciate the ongoing support.Posted on Google![]()
S KarmacharyaTrustindex verifies that the original source of the review is Google.
We had a great experience with Suman while sorting out our home and land package. He was professional, helpful, and guided us clearly through every step of the process. His knowledge, quick communication, and genuine support made everything smooth and stress-free. We highly recommend Suman to anyone looking for help with a home and land package.Posted on Google![]()
P AcharyaTrustindex verifies that the original source of the review is Google.
We are extremely happy with the team at Nice Loan for helping us with our SMSF loan, especially Aakriti. She was very polite, professional, and always reachable whenever we needed assistance. Thank you so much for all your help and support throughout the process.Posted on Google![]()
R GuptaTrustindex verifies that the original source of the review is Google.
I had a smooth and great experience with Nice Loans while completing both a refinance and a new loan. Saru and Suman were professional, supportive, and knowledgeable throughout the entire process. Their communication was clear, timely, and transparent, which made everything easy to understand. They guided us through each step, answered all our questions, and ensured we felt confident in our decisions. The process was handled efficiently with great attention to detail. Overall, it was a stress-free experience. I would highly recommend Nice Loans to family and friends.Posted on Google![]()
G PUDASAINITrustindex verifies that the original source of the review is Google.
⭐️⭐️⭐️⭐️⭐️ Had an amazing experience with Nice Loans. Big thanks to Suman Nepal and Akriti Maharjan for making my loan process smooth and stress-free. They were professional, supportive, and always clear with communication. Highly recommend their service!Posted on Google![]()
R KhadkaTrustindex verifies that the original source of the review is Google.
Thank you nice teams especially suman dai and aakriti ji for assisting from the start till the end and guiding throughout the whole process. Highly appreciated and recommends to others. Thank you again.Posted on Google![]()
L lanceTrustindex verifies that the original source of the review is Google.
The service provided by the Nice Loans team, especially Suman and Akriti, was exceptional. They were consistently available, highly professional, and patient in guiding me through my application. Despite last-minute challenges from the bank, they secured all approvals on time for the settlement of my first home in Australia. I highly recommend this customer-focused team for any home loan needs. Thank you, Suman and Akriti, for your outstanding support.Posted on Google![]()
P Kumar,Trustindex verifies that the original source of the review is Google.
It was an excellent professional service received from Nice Loans team- Suman was great in securing my home loan, refinancing and dealing with banks making the whole process so smooth and informed. Akriti kept communicating informations timely and providing quick replies to my loan/banking enquiries. In the past I had my house rented through Nice team and that went very well (thanks to Milan and Suman) that is why I am again with them for new home loan and refinancing. I would recommend Nice Loans for anyone reading this review.Posted on Google![]()
A KoiralaTrustindex verifies that the original source of the review is Google.
⭐⭐⭐⭐⭐ We had an excellent experience with Suman Dai and Akriti from Nice Loans. From the very beginning, they made the entire process smooth, simple, and completely stress-free. They were professional, approachable, and always ready to answer any questions, which made everything much easier and less overwhelming. I truly appreciated their guidance and support throughout the process. If you’re looking for a team that is reliable, efficient, and genuinely cares about their clients, I highly recommend Suman Dai and Akriti at Nice Loans. Highly recommend 👌 👍 👏 🙌Posted on Google![]()
A Arki
Compare competitive rates, fees, features and potentially suitable options available through our lender panel.


































































No. Nice Loans is privately owned and is not owned by a bank. We compare suitable loan options from our approved panel of more than 40 lenders. Nice Loans may receive commissions from the lenders, which are disclosed as required.
Our operations team assists with the documentation, lender communication and application updates from submission through to settlement. Suman Nepal, our principal mortgage broker, will oversee the credit assistance process.
Before we submit an application, we review the available information to identify potential serviceability, documentation & lender-policy issues. This helps in preparing the application and avoiding any unnecessary submissions. However, it doesn't guarantee approval or prevent a lender's credit enquiry from being recorded.
In most standard residential home loan cases, borrowers do not pay Nice Loans fee because we receive a commission from the lender. Fees may apply to certain loan types or complex applications. Any applicable broker fee, lender fee or commission relevant to your application will be disclosed before proceeding.
When providing regulated mortgage broking services to consumers, Nice Loans is subject to the Best Interest Duty. This means that we must act in the consumer's best interests and prioritise the consumer's interests when a conflict arises. Lender commissions and other relevant remuneration are disclosed as required.
We are here to help with your queries. Call us today 07 3114 2281 and get started with your home owning journey.
Book an appointment and get a free consultation with one of the trusted mortgage brokers in Australia.