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Nice Loans has been providing mortgage broking and credit assistance to home buyers, property owners & investors. Whether you’re buying your first home, refinancing, expanding your portfolio, or consolidating debt, we provide credit assistance based on your circumstances & objectives.
We believe choosing a loan suitable for you should be simple, transparent, and Most Importantly Stress Free.
Nice Loans is a Brisbane-based mortgage broker, serving clients all over Australia. Our clients love us for delivering simple, transparent and stress-free mortgage solutions. And thanks to your trust in us, we are one of the trusted and go-to mortgage brokers in Brisbane.
Our team combines years of knowledge and commitment to exceptional service.
Our experienced team of specialists will guide you through every step. From initial assessment to settlement and beyond, we aim to help you understand your options.
Obtaining your home loan is smooth, straightforward, and transparent with Nice Loans. Our focus is on making the process simple while helping you achieve the best possible outcome.

We compare loan products from a broad panel of lenders, giving you access to competitive rates and flexible loan options that suit your individual circumstances.

From initial enquiry through to settlement, we manage the entire process on your behalf. We handle the paperwork, lender communication, and application submissions, and follow up, keeping everything moving smoothly.

Your goals are always our priority. We take the time to understand your situation, provide clear recommendations, and build long-term relationships based on transparency and results.

Home loans, although complex, don’t have to be overwhelming. We handle your paperwork, document prep, bank submissions, negotiations and approvals without chaos.

Nice Loans was founded with a mission to simplify the complex world of property finance. We want to establish ourselves as the bridge between Australian families and the right financial products. We strive to provide clarity, tools, and expert guidance that families need to turn their homeownership goals into reality.
We redefine the mortgage experience through Strategic Credit Intelligence. We combine our deep technical knowledge with a client-first approach so that our client has an expert advocate along with them when navigating the complexities of the home-owning journey.
The word “Nice” is deeply important to us as it represents our belief in the harmony of Expertise, Integrity, and Results. With Nice Loans, our vision is to become one of the trusted property finance gateways for every Australian to make confident financial decisions. Our sister companies, Nice Homes and Nice Builds, were founded to provide an all-in-one solution for home buyers and investors, offering a seamless and stress-free experience from start to finish.
We appreciate the positive feedback shared by our clients



Trustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ Had an amazing experience with Nice Loans. Big thanks to Suman Nepal and Akriti Maharjan for making my loan process smooth and stress-free. They were professional, supportive, and always clear with communication. Highly recommend their service!Posted on Google R KhadkaTrustindex verifies that the original source of the review is Google. Thank you nice teams especially suman dai and aakriti ji for assisting from the start till the end and guiding throughout the whole process. Highly appreciated and recommends to others. Thank you again.Posted on Google L lanceTrustindex verifies that the original source of the review is Google. The service provided by the Nice Loans team, especially Suman and Akriti, was exceptional. They were consistently available, highly professional, and patient in guiding me through my application. Despite last-minute challenges from the bank, they secured all approvals on time for the settlement of my first home in Australia. I highly recommend this customer-focused team for any home loan needs. Thank you, Suman and Akriti, for your outstanding support.Posted on Google P Kumar,Trustindex verifies that the original source of the review is Google. It was an excellent professional service received from Nice Loans team- Suman was great in securing my home loan, refinancing and dealing with banks making the whole process so smooth and informed. Akriti kept communicating informations timely and providing quick replies to my loan/banking enquiries. In the past I had my house rented through Nice team and that went very well (thanks to Milan and Suman) that is why I am again with them for new home loan and refinancing. I would recommend Nice Loans for anyone reading this review.Posted on Google A KoiralaTrustindex verifies that the original source of the review is Google. ⭐⭐⭐⭐⭐ We had an excellent experience with Suman Dai and Akriti from Nice Loans. From the very beginning, they made the entire process smooth, simple, and completely stress-free. They were professional, approachable, and always ready to answer any questions, which made everything much easier and less overwhelming. I truly appreciated their guidance and support throughout the process. If you’re looking for a team that is reliable, efficient, and genuinely cares about their clients, I highly recommend Suman Dai and Akriti at Nice Loans. Highly recommend 👌 👍 👏 🙌Posted on Google A ArkiTrustindex verifies that the original source of the review is Google. Overall experience was great! The transparency from Suman dai and team helped us figure out the right way of achieving our home loans. Aakriti sister and Milan dai have also been with us all the way through the process for any question we may have. With our personal ups and downs, they were all with us being very supportive. Thank you so much to the whole team for your amazing efforts to make it all happen for us. Definitely recommending to our circle!!Posted on Google E ShahiTrustindex verifies that the original source of the review is Google. Suman and Aakriti were super efficient and knowledgeable—got me a great rate with zero hassle. I’ll definitely use them again for my next property purchase.Posted on Google P andTrustindex verifies that the original source of the review is Google. I would like to thank the Nice Loan Team, Suman Ji & Akriti Ji for helping me and my husband with buying our second home. Very much expertise and professional team made our process assuring and smooth throughout. Thank you once again. Sarmila and KabinPosted on Google S LimbuTrustindex verifies that the original source of the review is Google. We are very thankful for all your service ,support, advice, prompt reply and guidance to get home loan and refinance journey to make our dream come true. We would highly recommend Suman ji and Akriti Ji. Thank you.Posted on Google K DyolanepaliTrustindex verifies that the original source of the review is Google. It was a pleasure to work with Nice Loan team for our first home loan. Special Thanks to Suman Nepal Dai, Aakriti Mam, Milan Dai and entire team for helping us throughout the process. They are very reliable, trustworthy, and very good with responding our queries quickly via phone calls and emails. Being a first home buyers we had a lot of questions and doubts regarding home loan but Suman Dai explained everything in details which made all clear. They are very professional, experienced team with good knowledge, they will explain the entire process and ensure that we are comfortable with home loan process. They have clearly guided us in each and every steps which made our journey smooth. I would highly recommend Nice Loan Mortgage broker to those who are looking for Home Loan. Once again thanks to entire team for making our journey smooth and stress free. We are thankful for your support and guidance.Posted on Google B Maharjan
Compare potentially suitable options available through our panel of lenders, considering interest rates, fees, features, and relevant lender criteria.








































Compare potentially suitable options available through our panel of lenders, considering interest rates, fees, features, and relevant lender criteria.








































No. Nice Loans is privately owned and is not owned by a bank. We compare suitable loan options from our approved panel of more than 40 lenders. Nice Loans may receive commissions from the lenders, which are disclosed as required.
Our operations team assists with the documentation, lender communication and application updates from submission through to settlement. Suman Nepal, our principal mortgage broker, will oversee the credit assistance process.
Before we submit an application, we review the available information to identify potential serviceability, documentation & lender-policy issues. This helps in preparing the application and avoiding any unnecessary submissions. However, it doesn't guarantee approval or prevent a lender's credit enquiry from being recorded.
In most standard residential home loan cases, borrowers do not pay Nice Loans fee because we receive a commission from the lender. Fees may apply to certain loan types or complex applications. Any applicable broker fee, lender fee or commission relevant to your application will be disclosed before proceeding.
When providing regulated mortgage broking services to consumers, Nice Loans is subject to the Best Interest Duty. This means that we must act in the consumer's best interests and prioritise the consumer's interests when a conflict arises. Lender commissions and other relevant remuneration are disclosed as required.
We are here to help with your queries. Call us today 07 3114 2281 and get started with your home owning journey.
Book an appointment and get a free consultation with one of the trusted mortgage brokers in Australia.