Refinancing Your Home Loan
As of July 2026, the Reserve Bank of Australia’s cash rate target is 4.35%, with inflation at 4.0% annually for May 2026. This means many Australian mortgage holders are still facing pressure from higher repayments and the rising cost of living. With increased expenses and household budgets under pressure, you might be looking for ways […]
How can I buy multiple investment properties in a year?
It seems as if every day there is another story about an investor who managed to purchase multiple investment properties. These stories may have you questioning how you can do the same yourself. We’ve taken the mystery and come up with a list of ways you can buy multiple investment properties. Build your equity As […]
Self-Managed Super Funds (SMSFs)
Self-Managed Super Funds (SMSFs) are becoming increasingly popular as a way for Australians to save for their retirement. One of the benefits of an SMSF is the ability to purchase a wide range of properties using the fund’s assets. In this article, we will discuss the different types of properties that can be purchased using […]
House Price / Property 2023 and Beyond
No matter where you were in 2022, property was a hot topic of conversation with people talking about it everywhere from the pub to with workmates and everywhere else you can think of. People talked about soaring interest rates and their effect on mortgage holders. The rental market, as discussed with tenants, worried that their […]
Home Loan / Mortgage Features
Home Loan A mortgage isn’t just a home loan anymore. With banks and other lenders offering a raft of features to attract new customers. A lot of Australians are unaware that every home loan & bank has different features. Before you take out a new home loan, it’s important to talk to a mortgage broker. […]
First Home Buyer: Deposit & Government Grants
There are certain costs when you buy a home. You will have to save a 5% deposit, and it has to be genuine savings. For a lender to consider the savings as genuine, you must have had them for at least three months. This may vary between lenders. You will also need to factor in […]
House and Land Package Vs Established Property
There are so many options for home buyers. You can buy an off-the-plan apartment, an already constructed apartment, a townhouse or a house. Another option is a house and land package, where you buy the land & build a home on your land. If you are a First Home Buyer, you may qualify for the […]
Things to consider before you take out a Home Loan
Buying a home is the biggest purchase we will ever make in our lifetime, and before we do, there is a lot to consider. Make sure you have the best home loan with all the features that you will need, like offset account, redraw facility, NetBank, extra repayments, etc. You need to check with your […]
Home Loan on a temporary visa in Australia
When it comes to buying a property, there are different rules for people living in Australia on a temporary visa. We’ve created a short guide on what the conditions are. Can I get a home loan if I’m on a temporary visa? Yes. Subject to meeting certain criteria, you can get a home loan while […]