First Home Owners Grant (FHOG)
The hardest part of the property buying process is getting a deposit together.
Lower your interest rate
With official interest rates trending downward, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal. Consulting mortgage brokers can help to lower your interest rate. But when even a small interest rate reduction means potential savings of thousands of dollars, is a simple phone call really enough […]
Doing your research before a home loan
A dramatic increase in the number of lenders has highlighted the need for greater research when applying for a home loan. Being such a highly important research matter in life, it is advisable to consult with a home loan mortgage broker. The process of purchasing a property requires managing abundant personal information and large sums […]
Rules of Investment
Investment in Property When you’re trying to secure finance for an investment property, it is important to keep a few simple rules in mind to make sure you get the best deal possible and will be able to afford the repayments, come what may. If you’re thinking about purchasing an investment property, it’s important to […]
Five Things First Home Buyers Need To Know
If you are a first-home buyer, think before you decide to purchase your first property. There are a number of things to consider, including your current personal circumstances and financial status. 1. Think about why you want to buy a home Do you want to live in it or will it be an investment property? […]
Bridging loan or deposit bond?
When selling one property and purchasing another, the funds from the sale may not be available in time to use for the purchase deposit, so there are typically two options in this scenario: a bridging loan and a deposit bond. Bridging loan A bridging loan is a short-term home loan designed to allow you to […]
How to pay off your home loan faster
Reducing the life of your loan isn’t difficult; there are many simple things you can do to cut years off your mortgage. Here are some tips that will help you be mortgage-free sooner than planned. Small extra repayments One of the most obvious ways to pay off your home loan quicker is to make extra […]
Buying property with Superannuation or SMSF
How to buy property with Superannuation or SMSF If you are looking to buy property with Superannuation or SMSF, you need to know some important details & process. This trend is expected to continue in the years to come. About thirty-three thousand new SMSFs are being set up on a yearly basis. Buying property with an […]
How to Improve Credit Score
Do you want to improve your credit score? If yes, you need to know that improving your credit rating is very much like trying to shed excess weight. In both cases, your endeavours will bear fruit after the passage of time, and there is also no quick fix available. As a matter of fact, if […]