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Nice Loans has always been dedicated to helping our clients secure the right financing quickly and with confidence. Whether you’re buying your first home, refinancing, expanding your portfolio, or consolidating debt, we have personalised solutions to deal with your situation.
We believe choosing a loan suitable for you should be simple, transparent, and Most Importantly Stress Free.
Nice Loans is a Brisbane-based mortgage broker, serving clients all over Australia. Our clients love us for delivering simple, transparent and stress-free mortgage solutions. And thanks to your trust in us, we are one of the most trusted and go-to mortgage brokers in Brisbane.
Our team combines years of knowledge and commitment to exceptional service.
Our experienced team of specialists will guide you through every step. From initial assessment to settlement and beyond, we make sure that you understand your options and feel confident in your decision.
Our mission is simple. We make home loans easy, clear, and stress-free for you.

We compare rates from a wide range of lenders to find the best loan for your situation.

We provide you full guidance from very start to settlement. We handle all the paperwork, negotitation, and support you at every stage.

We believe in client first approach. Your goals always come first. Our goal is to build a long-term relationship, not just one-off transactions.

We take away the stress for you by handling all paperwork, document preparation, bank submissions, negotiations, pre-approvals and full approval.

Nice Loans was founded with a mission to simplify the complex world of property finance. We want to establish ourselves as the bridge between Australian families and the right financial products. We strive to provide clarity, tools, and expert guidance that families need to turn their homeownership goals into reality.
We redefine the mortgage experience through Strategic Credit Intelligence. We combine our deep technical knowledge with a client-first approach so that our client has an expert advocate along with them when navigating the complexities of home home-owning journey.
The word “Nice” is deeply important to us as it represents our belief in the harmony of Expertise, Integrity, and Results. With Nice Loans, our vision is to become one of the most trusted property finance gateways for every Australian to make confident financial decisions. Our sister companies, Nice Homes and Nice Builds, were founded to provide an all-in-one solution for home buyers and investors, offering a seamless and stress-free experience from start to finish.
We are overwhelmed with our clients' overwhelming positive reviews and feedback.
Trustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ Had an amazing experience with Nice Loans. Big thanks to Suman Nepal and Akriti Maharjan for making my loan process smooth and stress-free. They were professional, supportive, and always clear with communication. Highly recommend their service!Posted on R KhadkaTrustindex verifies that the original source of the review is Google. Thank you nice teams especially suman dai and aakriti ji for assisting from the start till the end and guiding throughout the whole process. Highly appreciated and recommends to others. Thank you again.Posted on L lanceTrustindex verifies that the original source of the review is Google. The service provided by the Nice Loans team, especially Suman and Akriti, was exceptional. They were consistently available, highly professional, and patient in guiding me through my application. Despite last-minute challenges from the bank, they secured all approvals on time for the settlement of my first home in Australia. I highly recommend this customer-focused team for any home loan needs. Thank you, Suman and Akriti, for your outstanding support.Posted on P Kumar,Trustindex verifies that the original source of the review is Google. It was an excellent professional service received from Nice Loans team- Suman was great in securing my home loan, refinancing and dealing with banks making the whole process so smooth and informed. Akriti kept communicating informations timely and providing quick replies to my loan/banking enquiries. In the past I had my house rented through Nice team and that went very well (thanks to Milan and Suman) that is why I am again with them for new home loan and refinancing. I would recommend Nice Loans for anyone reading this review.Posted on A KoiralaTrustindex verifies that the original source of the review is Google. ⭐⭐⭐⭐⭐ We had an excellent experience with Suman Dai and Akriti from Nice Loans. From the very beginning, they made the entire process smooth, simple, and completely stress-free. They were professional, approachable, and always ready to answer any questions, which made everything much easier and less overwhelming. I truly appreciated their guidance and support throughout the process. If you’re looking for a team that is reliable, efficient, and genuinely cares about their clients, I highly recommend Suman Dai and Akriti at Nice Loans. Highly recommend 👌 👍 👏 🙌Posted on A ArkiTrustindex verifies that the original source of the review is Google. Overall experience was great! The transparency from Suman dai and team helped us figure out the right way of achieving our home loans. Aakriti sister and Milan dai have also been with us all the way through the process for any question we may have. With our personal ups and downs, they were all with us being very supportive. Thank you so much to the whole team for your amazing efforts to make it all happen for us. Definitely recommending to our circle!!Posted on E ShahiTrustindex verifies that the original source of the review is Google. Suman and Aakriti were super efficient and knowledgeable—got me a great rate with zero hassle. I’ll definitely use them again for my next property purchase.Posted on P andTrustindex verifies that the original source of the review is Google. I would like to thank the Nice Loan Team, Suman Ji & Akriti Ji for helping me and my husband with buying our second home. Very much expertise and professional team made our process assuring and smooth throughout. Thank you once again. Sarmila and KabinPosted on S LimbuTrustindex verifies that the original source of the review is Google. We are very thankful for all your service ,support, advice, prompt reply and guidance to get home loan and refinance journey to make our dream come true. We would highly recommend Suman ji and Akriti Ji. Thank you.Posted on K DyolanepaliTrustindex verifies that the original source of the review is Google. It was a pleasure to work with Nice Loan team for our first home loan. Special Thanks to Suman Nepal Dai, Aakriti Mam, Milan Dai and entire team for helping us throughout the process. They are very reliable, trustworthy, and very good with responding our queries quickly via phone calls and emails. Being a first home buyers we had a lot of questions and doubts regarding home loan but Suman Dai explained everything in details which made all clear. They are very professional, experienced team with good knowledge, they will explain the entire process and ensure that we are comfortable with home loan process. They have clearly guided us in each and every steps which made our journey smooth. I would highly recommend Nice Loan Mortgage broker to those who are looking for Home Loan. Once again thanks to entire team for making our journey smooth and stress free. We are thankful for your support and guidance.Posted on B Maharjan
Get the best rates and flexibility by comparing with our expansive networks of banks and lenders.








































Get the best rates and flexibility by comparing with our expansive networks of banks and lenders.








































Yes. Nice Loans is a privately owned and founded by Suman Nepal, an independent mortgage broker in Brisbane. Nice Loans isn't owned by any bank, and we compare loan options from over 40+ Australian lenders to find the best solutions that suit our clients' circumstances.
Your loan application is handled by our operations team managing the process from submission through to settlement maintaining timelines and communication. While Suman Nepal, as principal will oversees the credit strategy.
Before submitting our client's application to a lender, we review them meticulously internally to identify potential risks around serviceability, documentation, or valuation. This preparation helps in reducing delays and also avoid unnecessary credit enquiries.
Actually no. Our services are free in the most cases (for home and investment loans). We are compensated by the lenders, not the borrower. We submit your application to multiple lenders which benefits you with wider loan options and interest rates. This prevents you from getting same interest rates if you’d directly deal with a bank.
Nice Loans operates under the Best Interests Duty (BID). So, yes, we are legally required to prioritise your financial interests over those of lenders or third parties.
We are here to help with your queries. Call us today 07 3114 2281 and get started with your home owning journey.
Book an appointment and get a free consultation with the most trusted mortgage broker in Brisbane.