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First Home Buyers & Owners Grant Calculator

First Home Owner Grant Calculator
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First Home Owner Grant
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Disclaimer: The above results are based on the limited information you have provided. This calculator is a guide only — please seek financial advice before making any decision. Grant amounts and eligibility criteria are based on 2025/26 rules and may change.

Buying or building your first home? Lucky for you, you may be eligible for a government grant that can make entering the property market more affordable.

Our FHOG calculator helps estimate how much support you could receive, so you can move into your new home sooner with greater confidence.

What is the First Home Owners Grant (FHOG)?

The First Home Owner Grant (FHOG) is a government initiative designed to assist first home buyers in purchasing or building a new home.

The grant is available for newly built homes, house and land packages, townhouses, units or apartments. The grant amount and eligibility criteria vary depending on the state or territory where the property is located.

Who is Eligible for the First Home Owners Grant (FHOG)?

If you’re buying or building your first home, you may be eligible for the FHOG. While specific rules vary by location, common criteria across Australia highlight the following:

  • You must be at least 18 years old.
  • At least one applicant must be an Australian citizen or permanent resident.
  • This should be your first property.
  • You must move in within 12 months of purchase or construction.
  • You must live in the home for at least 6 continuous months.

How to Use the FHOG Calculator?

Getting started with the FHOG calculator is simple. Begin by entering the required details. You need to specify the state or territory your property is in and provide the property value. Whether you’re a first home buyer, your intentions of use, along with the property type you wish to buy, are all essential pieces of information. All options are clearly presented; just select or input the relevant data based on your situation.

Once you’ve entered your details, the calculator will provide your estimated FHOG amount, any additional government incentives or grants you may qualify for, and the total financial assistance available to you. This gives you a clear understanding of how much support you can expect and helps plan your budget more effectively.

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We are here to help with your queries. Call us today 07 3114 2281 and get started with your home owning journey.

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The results provided by these calculators are estimates only and are based on the information you enter. They do not constitute financial advice, credit assistance, or a loan offer. Actual loan repayments, borrowing capacity, interest rates, fees, and eligibility may vary depending on your personal circumstances and the lender’s assessment.

Before making any financial decisions, you should seek independent financial advice or speak with a licensed mortgage broker.