Its so easy to Apply for your Home Loan Just fill in your details

You can compare and apply for Home Loan over the phone or apply directly online. Applying for Home Loan is now very easy with www.niceloans.com.au.

All you will need to do is fill out details including the loan amount and some basic employment and income information – we’ll take care of the rest. You can also find us in Facebook at click here

Our expert Home Loan Mortgage brokers will find the best loan to suit your needs and guide you through the process from application to settlement.

You can contact us for more information at

docs@niceloans.com.au or 07 3114 2281

FAQ - Apply for Home Loan

How to get a home loan?

Generally speaking, the process of applying for home loan involves comparing your options, working out how much you can afford to borrow for the property you want to buy, and then applying for a specific home loan – either directly to the lender of your choice or indirectly, via a mortgage broker.
If the lender approves your application and agrees to lend you the money you requested, it will offer this money to you in the form of a home loan.

You will then need to pay back the loan over time, in line with the lender’s terms and conditions.

How much can I borrow for a home loan?

The amount of money you are able to borrow for a home loan will depend on your personal finances, as well as the loan provider you choose and its lending policies. You may be able to borrow more or less money depending on the lender’s assessment of your circumstances, which could include your credit score.

How much deposit do I need for a home loan?

As a general rule of thumb, it is often worth saving up a deposit of at least 20% of the value of the property you want to buy. Lenders may also refer to this as a maximum loan-to-value ratio (LVR) of 80%, with your deposit being the other 20%. The reason this number is important is that borrowers with smaller deposits often have to pay for lenders mortgage insurance (LMI).