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Nice Loans has always been dedicated to helping our clients secure the right financing quickly and with confidence. Whether you’re buying your first home, refinancing, expanding your portfolio, or consolidating debt, we have personalised solutions to deal with your situation.
Nice Loans is a Brisbane-based mortgage broker, serving clients all over Australia. Our clients love us for delivering simple, transparent and stress-free mortgage solution. And thanks to your trust in us, we are one of the most trusted and go to mortgage broker in Brisbane.
Our experienced team of specialists will guide you through every step. From initial assessment to settlement and beyond, we make sure that you understand your options and feel confident in your decision.
Our mission is simple. We make home loans easy, clear, and stress-free for you.

We compare rates from a wide range of lenders to find the best loan for your situation.

We provide you full guidance from very start to settlement. We handle all the paperwork, negotitation, and support you at every stage.

We believe in client first approach. Your goals always come first. Our goal is to build a long-term relationship, not just one-off transactions.

We take away the stress for you by handling all paperwork, document preparation, bank submissions, negotiations, pre-approvals and full approval.

Nice Loans was founded with a mission to simplify the complex world of property finance. We want to establish ourselves as the bridge between Australian families and the right financial products. We strive to provide clarity, tools, and expert guidance that families need to turn their homeownership goals into reality.
We redefine the mortgage experience through Strategic Credit Intelligence. We combine our deep technical knowledge with a client-first approach so that our client has an expert advocate along with them when navigating the complexities of home home-owning journey.
The word “Nice” is deeply important to us as it represents our belief in the harmony of Expertise, Integrity, and Results. With Nice Loans, our vision is to become one of the most trusted property finance gateways for every Australian to make confident financial decisions. Our sister companies, Nice Homes and Nice Builds, were founded to provide an all-in-one solution for home buyers and investors, offering a seamless and stress-free experience from start to finish.
We are overwhelmed with our clients' overwhelming positive reviews and feedback.
Get the best rates and flexibility by comparing with our expansive networks of banks and lenders.








































Get the best rates and flexibility by comparing with our expansive networks of banks and lenders.








































Yes. Nice Loans is a privately owned and founded by Suman Nepal, an independent mortgage broker in Brisbane. Nice Loans isn't owned by any bank, and we compare loan options from over 40+ Australian lenders to find the best solutions that suit our clients' circumstances.
Your loan application is handled by our operations team managing the process from submission through to settlement maintaining timelines and communication. While Suman Nepal, as principal will oversees the credit strategy.
Before submitting our client's application to a lender, we review them meticulously internally to identify potential risks around serviceability, documentation, or valuation. This preparation helps in reducing delays and also avoid unnecessary credit enquiries.
Actually no. Our services are free in the most cases (for home and investment loans). We are compensated by the lenders, not the borrower. We submit your application to multiple lenders which benefits you with wider loan options and interest rates. This prevents you from getting same interest rates if you’d directly deal with a bank.
Nice Loans operates under the Best Interests Duty (BID). So, yes, we are legally required to prioritise your financial interests over those of lenders or third parties.
We are here to help with your queries. Call us today 07 3114 2281 and get started with your home owning journey.
Book an appointment and get a free consultation with the most trusted mortgage broker in Brisbane.