Is it best time to refinance your home loan ?

As a home owner with a mortgage, chances are you’ve heard of the term ‘refinancing’. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances. Refinancing […]

Lower interest rate and your Mortgage Broker

With official interest rates trending downward, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal. But when even a small interest rate reduction means potential savings of thousands of dollars, is a […]

Doing your research before home loan

A dramatic increase in the number of lenders has highlighted the need for greater research and consideration, or ‘due diligence’, when searching and applying for a loan. The act of purchasing a property, commonly requiring the production of significant personal […]

When Would I Refinance My Mortgage?

Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, people refinance their mortgage much more […]

Rules of Investment

Investment in Property When you’re trying to secure finance for an investment property, it is important to keep a few simple rules in mind to make sure you get the best deal possible and will be able to afford the […]

Five Things First Home Buyers Need To Know

Five Things First Home Buyers Need To Know Before you decide to purchase your first property there are a number of things to consider, including your current personal circumstances and financial status. 1. Think about why you want to buy […]

Bridging loan or deposit bond?

Bridging loan or deposit bond? When selling one property and purchasing another, the funds from the sale may not be available in time to use for the purchase deposit. There are typically two options in this scenario, a bridging loan […]

Buying property with Superannuation or SMSF

How to buy property with Superannuation or SMSF SMSFs are a very important sector in the superannuation industry of Australia. This trend is expected to continue in the years to come with about thirty-three thousand new SMSFs being set up […]

How to Improve Your Credit Rating

Improving your credit rating is very much like trying to shed excess weight. In both cases, your endeavours will bear fruit after the passage of time and there is also no quick fix available. As a matter of fact, if […]